• 05.31.2010 - Launches
    With mortgage rates at historic lows the mortgage industry is heating up. is a online source for borrowers to compare mortgage refinance rates from quality lenders and save money on mortgage payments.
  • 06.23.2010 - Fed leaves interest rates near zero
    The Federal Open Market Committee decided today to keep its target range for the federal funds rate at 0 to 1/4 percent.
Credit Counseling Direct from FTC

If you're not disciplined enough to create a workable budget and stick to it, can't work out a repayment plan with your creditors, or can't keep track of mounting bills, consider contacting a card debt settlement counseling organization. Many credit counseling organizations are nonprofit and work with you to solve your financial problems. But be aware that, just because an organization says it's "nonprofit," there's no guarantee that its services are free, affordable, or even legitimate. In fact, some credit counseling organizations charge high fees, which may be hidden, or urge consumers to make "voluntary" contributions that can cause more debt.

Most credit counselors offer services through local offices, the Internet, or on the telephone. If possible, find an organization that offers in-person credit card debt counseling. Many universities, military bases, credit unions, housing authorities, and branches of the U.S. Cooperative Extension Service operate nonprofit credit counseling programs. Your financial institution, local consumer protection agency, and friends and family also may be good sources of information and referrals.

Reputable credit counseling organizations can advise you on managing your money and debts, help you develop a budget, and offer free educational materials and workshops. Their counselors are certified in Credit Card Debt Settlement Consolidation and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors discuss your entire financial situation with you, and help you develop a personalized plan to solve your money problems. An initial counseling session typically lasts an hour, with an offer of follow-up sessions.


Debt Settlement The Right Way works with you to eliminate your debts in the shortest amount of time with the least amount of money without filing bankruptcy. We will determine a monthly savings plan that fits into your budget based on the total amount of your debt. You are in COMPLETE control of your finances—you set up your own savings account where you set funds aside for the purpose of settling your debts. When we negotiate a settlement that YOU agree to, YOU withdraw the funds and send the money directly to the creditor.

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