Frequently Asked Questions

What is DebtWatch?
We are a leading online financial marketplace, focused on serving smart consumers who are in a hurry. DebtWatch provides a convenient, simple, secure way to save money - fast.

What Makes DebtWatch unique?
In a nutshell: it takes a mere two minutes to fill out our loan request form, we don't require your social security number, we don't require a credit pull, and if you want help, you can call us at 1-800-DEBTWATCH for fast and personal service from a real live person.

Why should I use DebtWatch?
DebtWatch is the stress-free way to get a great deal on a loan. We bring our lending expertise to your application process, to our technology, to your needs assessment, and to our online tools to ensure you get great rates with no hassle.

How does it work?
Fill out one simple form and we'll have up to five lenders contact you. Based on the information you submit in our form (loan amount, property state, estimated credit grade, etc.) we match you with lenders that are looking for customers just like you. We show you the lenders that best match your needs and then the lenders call you to discuss their loan products in more detail to ensure you get the best loan, fast.

Do I pay a fee to use this service?
No, DebtWatch does not charge a fee for matching you with the lenders on our network. The lenders pay us a fee for referring you, but that fee is never passed on.

What is the DebtWatch lender network?
DebtWatch works with a network of more than 200 lenders-large and small lenders that provide both national and local coverage. We spend a lot of time recruiting and managing our lender network so we have the best partners to meet your needs.

What if I don't get matched with any lenders?
If we are not able to match you based on the information you submitted, we encourage you to resubmit at a later date. We are constantly adding new lenders to our network in an effort to offer a solution for every borrower.

Am I obligated to work with the lenders I am matched with?
No, you are under no obligation to close your loan with any of the lenders we match you with. But we think you'll get a great deal (and fast) so we hope you will.

What does DebtWatch do with my personal information?
DebtWatch only passes your information along to the lenders with which you have been matched. DebtWatch will never sell your information or pass your information along to any third parties. Please see our Privacy Policy for additional information.

Is the DebtWatch Web site secure?
Yes, the security of your information is our number one priority. We use Secure Socket Layer (SSL) encryption technology to transmit confidential information between your browser and our Web server, and we participate in the VeriSign program which certifies all of our secure servers.

How many lenders will receive my information?
Up to five.

Why do you collect my email address?
DebtWatch collects your email address in order to identify you when you visit our site. We will never share or sell your email address to a third party and we will never send you any unsolicited emails or SPAM.

Does DebtWatch or any of its lenders actually pull my credit?
DebtWatch doesn't require your social security number nor do we require a credit pull. The lenders you are matched with will only pull your credit after you have provided them with your social security number and given them permission to do so.

How can I contact DebtWatch?
Contact Us

Where is DebtWatch located?
We're in Los Angeles, California, Our town is full of banking expertise - we know lending!


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